/* 판례온 공통 스타일 */
:root {
  --navy: #14304f;
  --navy-dark: #0d2239;
  --blue: #1f66d1;
  --blue-dark: #174ea0;
  --gold: #b98b3d;
  --bg: #f7f9fc;
  --card: #ffffff;
  --text: #1d2733;
  --text-sub: #5a6a7c;
  --line: #e3e9f1;
  --danger: #c0392b;
  --radius: 14px;
}

* { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  font-family: "Pretendard", -apple-system, BlinkMacSystemFont, "Malgun Gothic", sans-serif;
  background: var(--bg);
  color: var(--text);
  line-height: 1.65;
  word-break: keep-all;
}

.serif { font-family: "Noto Serif KR", serif; }

.container { max-width: 1040px; margin: 0 auto; padding: 0 20px; }

/* 헤더 */
header {
  position: sticky; top: 0; z-index: 100;
  background: #ffffff;
  border-bottom: 1px solid var(--line);
}
.header-inner {
  display: flex; align-items: center; justify-content: space-between;
  height: 64px;
}
.logo {
  font-family: "Noto Serif KR", serif;
  font-size: 24px; font-weight: 900; color: var(--navy);
  text-decoration: none; letter-spacing: -0.5px;
}
.logo span { color: var(--blue); }
nav a {
  text-decoration: none; color: var(--text-sub);
  font-size: 15px; font-weight: 600; margin-left: 22px;
}
nav a:hover { color: var(--navy); }
nav a.nav-cta {
  background: var(--navy); color: #fff;
  padding: 9px 18px; border-radius: 8px;
}
nav a.nav-cta:hover { background: var(--navy-dark); color: #fff; }

/* 버튼 */
.btn {
  display: inline-block; border: 0; cursor: pointer;
  font-family: inherit; font-size: 17px; font-weight: 700;
  padding: 15px 32px; border-radius: 10px;
  text-decoration: none; text-align: center;
  transition: background .15s;
}
.btn-primary { background: var(--blue); color: #fff; }
.btn-primary:hover { background: var(--blue-dark); }
.btn-navy { background: var(--navy); color: #fff; }
.btn-navy:hover { background: var(--navy-dark); }
.btn-outline {
  background: #fff; color: var(--navy);
  border: 1.5px solid var(--navy);
}
.btn-block { display: block; width: 100%; }

/* 카드 */
.card {
  background: var(--card); border: 1px solid var(--line);
  border-radius: var(--radius); padding: 28px;
}

/* 섹션 */
section { padding: 72px 0; }
.section-title {
  font-size: 30px; font-weight: 800; color: var(--navy);
  text-align: center; margin-bottom: 12px; letter-spacing: -0.8px;
}
.section-sub {
  text-align: center; color: var(--text-sub);
  font-size: 16px; margin-bottom: 44px;
}

/* 하단 고정 CTA (모바일) */
.fixed-cta {
  display: none;
  position: fixed; left: 0; right: 0; bottom: 0; z-index: 200;
  padding: 12px 16px calc(12px + env(safe-area-inset-bottom));
  background: rgba(255,255,255,.97);
  border-top: 1px solid var(--line);
}
.fixed-cta .btn { width: 100%; font-size: 17px; }

/* 푸터 */
footer {
  background: var(--navy-dark); color: #9fb2c6;
  padding: 44px 0 96px; font-size: 13.5px;
}
footer .foot-logo {
  font-family: "Noto Serif KR", serif;
  color: #fff; font-size: 20px; font-weight: 900; margin-bottom: 14px;
}
footer .disclaimer {
  background: rgba(255,255,255,.06);
  border-radius: 10px; padding: 16px 18px;
  margin: 18px 0; line-height: 1.7;
}
footer a { color: #c8d6e4; }

@media (max-width: 768px) {
  .fixed-cta { display: block; }
  nav a { margin-left: 14px; font-size: 14px; }
  nav a.nav-cta { display: none; }
  .section-title { font-size: 24px; }
  section { padding: 52px 0; }
}